How to Establish a Bank Account in Ghana


Banking in Ghana

For a steadily evolving cashless world, bank account opening has become a very essential part of transitioning into a new country.

Ghana has a variety of commercial banks that provide personal and corporate accounts to suit the banking needs of individuals and businesses looking to transact electronically for ease and efficiency.

How to Open Bank Account

The basic requirements for a bank account opening include:

  • National ID (GhanaCard)
  • Proof of Residence
  • Passport Picture(s)
  • Completed Application Form
  • Residence Permit*


Accounts for Non-citizens

*A Residence permit is typically required for non-citizens to establish a bank account in Ghana, however African Diaspora Resource Centre offers various funds management solutions for individuals looking to transact locally prior to obtaining residency.

Need Assistance?

We facilitate bank account establishment for all of the local banks in Ghana. For assistance opening a bank account, schedule services here

Recent Updates

The Ghana Immigration Service has officially announced an increase in the exchange rate utilized for certain transactions. This adjustment comes as part …

A Diaspora Engagement Policy has been unveiled at the Office of the President to enable Ghana to build a mutually beneficial relationship …

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